Financial support for students with dependants

If you have children or an adult dependant you may be able to get extra financial help.

The following may be available to you as well as your Tuition Fee Loan and Maintenance Loan and don’t normally have to be paid back.

 Description
Adult Dependants’ grant Available to full-time students only. You can apply for the Adult Dependants’ grant if you have a partner or another adult who depends on you financially. This would usually mean that they do not work but are not receiving benefits or are on a very low income. The amount you receive is based on your household income. Grown-up children don’t count as adult dependants. You can’t get the Adult Dependants’ grant if the dependent adult is also a student getting student finance. The assessment for these grants differs from that of Maintenance Loans, so please do not assume that because you qualify for the maximum loan that you will receive the maximum grants. Money Advice and Guidance can provide calculations for you so that you can better plan your finances.
Childcare grant Available to full-time students only. Depending on your household income, you can apply for up to 85% of your actual childcare costs during term time and holidays. Students from Scotland – SAAS does not provide help with childcare. The University Hardship Fund may be able to provide assistance depending on your circumstances.
Disability Living Allowance or Personal Independence Payment Lone parents or those who receive Disability Living Allowance or Personal Independence Payment may qualify for extra Maintenance Loan, a portion of which will be disregarded when you are assessed for benefits including Universal Credit, Housing Benefit and Employment and Support Allowance. Ask Money Advice and Guidance for more information.
The Liverpool Bursary If you are a UK student with a household income of less than £25,000 you will receive a Liverpool Bursary of £2,000 for each year of study. If you are a UK student with a household income between £25,001 and £35,000, you will receive a Liverpool Bursary of £750 per year. You do not need to apply for the Liverpool Bursary as we will assess your eligibility and let you know if you are entitled to them.
Parents’ Learning Allowance Available to full-time students only. You can apply for help with course-related costs if you have dependent children. The amount you receive is based on your household income.
Universal Credit This is a payment to help with your living costs. It’s paid monthly - or twice a month for some people in Scotland 
University Hardship Fund  If you are experiencing financial difficulty as a result of the pandemic, you can apply for support from the University Hardship Fund. The hardship fund provides non-repayable grants towards general living expenses or for one-off exceptional costs. Tuition fees cannot be included as expenditures under any circumstances.

Students from Scotland

The help provided by Student Awards Agency Scotland (SAAS) differs from that of England, Wales and Northern Ireland.

The following grants are available:

  • Dependants’ grant - you can claim this income-assessed grant for your husband, wife, civil partner, partner or other adult dependants you act as a carer for. You cannot claim this grant for another student. If your husband, wife, civil partner, partner or other adult dependants you act as a carer for has any income, this may affect your entitlement
  • Lone Parents’ grant - you can claim this income-assessed grant if you are single, widowed, divorced, separated or your civil partnership has dissolved, and you are bringing up children on your own.

Further information is available on the Student Awards Agency Scotland web pages.


Speak to a Money Advice and Guidance advisor

If you are unable to find an answer to your query on our web pages email money@liverpool.ac.uk or book an online confidential one-one appointment.