University Hardship Fund

The University Hardship Fund (UHF) is available to support students experiencing financial difficulties.  The fund is open to UK, overseas and EU undergraduate and postgraduate students. 


The University Hardship Fund (UHF) will open on Friday 30 September 2022.   The UHF is administered by Money Advice and Guidance. 

The fund is available to support students experiencing financial difficulties.  Registered UK, Overseas and EU undergraduate and postgraduate students can apply to the fund, and full guidance can be found here: 

UHF Guidance for UK students

UHF Guidance for Overseas Students

Students are advised to read the UHF Guidance before applying to the fund.


UK students - who can apply?

You can apply to the fund if you think you will not have enough money to cover essential expenditure, this can be because you are struggling to pay day-to-day costs such as rent or bills.  Alternatively, it maybe due to a one-off exceptional cost that you could not have foreseen and it is causing you hardship e.g. additional travel home due to family illness or caring.  You can apply to the fund at any time up to the closing dates but please do not wait until you have run out of money before submitting your form.


The UHF cannot help pay tuition fees regardless of the situation.  


How to apply?

Please use the form below to apply:


UK Student closing dates:

Final year undergraduates – 14 April 2023

Continuing undergraduates – 5 May 2023

Postgraduates – 14 July 2023


Overseas students – who can apply?

You can apply to the fund if you have an exceptional cost or financial emergency that you could not have foreseen.  You will need to be able to demonstrate that before starting your course you had made provision to fund both tuition fees and living costs and that the additional exceptional cost that you are experiencing would leave you in hardship. 

The UHF cannot help pay tuition fees regardless of the situation.  


How to apply?

Before applying to the UHF, you must contact International Advice and Guidance (IAG) to discuss your situation with them: or you can book to see IAG: International Advice and Guidance International Advice & Guidance- Student Services - University of Liverpool


Overseas student closing dates:

Last day of the student’s course, or Friday 21 July 2023 if their actual end date is later than this.


All students

You can apply to the fund at any stage during the academic year up to the relevant closing date.

Please fill in all sections on the application form.   There is a supporting statement section which asks you to detail why you are applying to the UHF including whether you have any exceptional circumstances you would like us to consider, please give as much detail as possible on this section.

On each page of the form you will be asked to upload documents to support your application, you should try to submit all of the requested evidence (not submitting documents will delay your application as we will need to contact you to request).  Documents can only be accepted in PDF format, if you need help with this please email

Once we receive your form, a Money Adviser will check all documents have been submitted and using the UHF Guidance, the application will be assessed.

As part of the UHF process the adviser will look at your income and expenditure and ensure you are receiving all of the student loans/grants and other income that you may be entitled to.  We may need to ask questions about your finances, these questions are not intended to be intrusive but we need to understand your full financial situation.


How long will it take to assess my application?

We aim to assess complete applications within 20 working days (when additional documentation is requested the 20-day period will start from when the last piece of evidence is received).  At busy times the assessment times may be longer.

Once the assessment is complete you will be notified of the outcome by email to your University of Liverpool email address.  If your application has been successful the email will contain details on the amount of award and when you will receive it.  If your application has been unsuccessful we will include a breakdown of income and expenditure used in the calculation and the appeals process. 

Before applying to the UHF, students should read the relevant guidance which provides further details on the application process.

UHF Privacy Notice

Please see Student Services Confidentiality statement:

For any queries regarding the UHF or other financial concerns please email: – UK students – overseas and EU students



Speak to a Money Advice and Guidance advisor

If you are unable to find an answer to your query on our web pages email or book an online confidential one-one appointment.