ULMS Electronic Module Catalogue |
The information contained in this module specification was correct at the time of publication but may be subject to change, either during the session because of unforeseen circumstances, or following review of the module at the end of the session. Queries about the module should be directed to the member of staff with responsibility for the module. |
Title | CREDIT AND LENDING | ||
Code | BLIM550 | ||
Coordinator |
Dr MJ Buckle Management School M.J.Buckle@liverpool.ac.uk |
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Year | CATS Level | Semester | CATS Value |
Session 2021-22 | Level 7 FHEQ | First Semester | 15 |
Pre-requisites before taking this module (other modules and/or general educational/academic requirements): |
Modules for which this module is a pre-requisite: |
Programme(s) (including Year of Study) to which this module is available on a required basis: |
Programme(s) (including Year of Study) to which this module is available on an optional basis: |
Teaching Schedule |
Lectures | Seminars | Tutorials | Lab Practicals | Fieldwork Placement | Other | TOTAL | |
Study Hours |
49 |
49 | |||||
Timetable (if known) | |||||||
Private Study | 101 | ||||||
TOTAL HOURS | 150 |
Assessment |
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EXAM | Duration | Timing (Semester) |
% of final mark |
Resit/resubmission opportunity |
Penalty for late submission |
Notes |
Exam There is a resit opportunity. Standard UoL penalty applies for late submission. This is an anonymous assessment. Assessment Schedule (When) :Semester 1 | 2.5 hours | 100 | ||||
CONTINUOUS | Duration | Timing (Semester) |
% of final mark |
Resit/resubmission opportunity |
Penalty for late submission |
Notes |
Aims |
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To explore the key areas of credit and lending, including the relationship between the banker and customer, business lending procedues and credit risk practices for each type of bank (retail, business and commercial); To develop a detailed and critical knowledge and understanding of credit and lending in the banking industry; To develop a range of banking skills, techniques and practices at a professional level. |
Learning Outcomes |
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(LO1) Demonstrate an extensive, detailed and critical knowledge of the legal aspects of the banker - customer relationship; |
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(LO2) Critically evaluate the principles of lending and the main lending and credit products; |
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(LO3) Demonstrate detailed knowledge and understanding of the procedures for taking a range of securities for advances; |
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(LO4) Apply a range of business banking lending skills, techniques and practices and interpret and assess business accounts, including identifying, formulating and solving business problems and assessing and managing risk in a business banking context; |
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(LO5) Demonstrate detailed knowledge and understanding of diligence and bankruptcy; |
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(LO6) Demonstrate an extensive, detailed and critical understanding of the credit risk function, and how it plays its part in managing risk for a banking business. |
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(S1) Adaptability |
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(S2) Problem solving skills |
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(S3) Numeracy |
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(S4) Commercial awareness |
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(S5) Organisational skills |
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(S6) Written communication skills |
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(S7) International awareness |
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(S8) Lifelong learning skills |
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(S9) Ethical awareness |
Teaching and Learning Strategies |
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Teaching Method 1 - Lectures |
Syllabus |
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The banker and customer relationship; Principles of lending; The main lending products; The attributes of good bank security; The use of financial statements to assess business risk; Credit risk assessment and credit risk practices; Problems arising after lending. |
Recommended Texts |
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Reading lists are managed at readinglists.liverpool.ac.uk. Click here to access the reading lists for this module. |